OUR LOANS

Find the loan that is right for you!

At The Light & Power Employees Co-operative Credit Union Ltd. (LPECCUL), we believe in empowering you with financial solutions that fit your lifestyle, goals, and dreams. Whether you’re planning a major life milestone, managing unexpected expenses, or making a sustainable investment, we have a loan designed just for you.

Personal Loan

Personal Loan

Extra cash for life’s unexpected moments, home improvements, or special occasions.
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Regular Loan

Personal Loan

Extra cash for life’s unexpected moments, home improvements, or special occasions.
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Seasonal Loan

Seasonal Loan

Easter, Summer & Christmas - Get the funds you need for holiday shopping, back-to-school expenses, or special events.
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Vehicle Loan

Vehicle Loan

Drive away in your dream car with our affordable financing options.
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Debt Consolidation

Debt Consolidation

Simplify your finances by combining multiple debts into one manageable payment.
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Line of Credit

Line of Credit

A flexible credit solution that gives you access to funds whenever you need them.
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Mortgage & Home Loans

Mortgage

Secure your dream home with our competitive mortgage solutions.
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Educational Loan

Educational Loan

Invest in your future with funding for tuition, books, and academic needs.
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Green Loan

Green Loan

Finance eco-friendly projects like solar energy systems and energy-efficient upgrades.
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Other Loans

At LPECCUL, we’re here to make your holidays brighter and stress-free. Our BOLT Loans offer quick and easy access to the funds you need—no collateral required! We are committed to empowering our members with financial solutions that support your goals, while offering personalized customer service to guide you every step of the way.

How Can You Use Your BOLT Loan?

  • Holiday Shopping: Get the perfect gifts for everyone on your list.
  • Home Improvements: Make your home holiday-ready with those renovations you’ve been putting off.
  • Festive Getaways: Treat yourself and your family to a well-deserved vacation or Staycation
  • Consolidating Expenses: Start the new year with peace of mind by consolidating holiday expenses.

Loan Details:

  • Open to Active Members: You can apply from your first day of membership
  • Loan Amount: Up to $15,000 BDS
  • Repayment Term: Up to 2 years
  • Interest Rate: Competitive rates tailored to your needs
  • Unsecured: No collateral needed!
  • Promotion Period: Promotion ends 17th Jan 2025

Loan Requirements:

  • Loan Application: Completed loan application form – HERE
  • 10% Shares: Have at least 10% share value of the requested loan amount
  • Job Letter: Proof of employment
  • Income Verification: Provide 2 months’ pay slips or proof of income
  • Valid ID: National ID or passport

How to Apply:

Applying is easy! Simply gather the required documents and visit us in person or apply online through our website. 

Ready to Light Up Your Holiday? Don’t wait—apply for your BOLT Loan today and enjoy the holidays with ease!

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