NOTICE OF ANNUAL GENERAL MEETING Notice is hereby given that the 43rd Annual General Meeting (AGM) of The Light & Power Employees Co-operative Credit Union Ltd. will be held as follows: Date: Saturday, 28 March 2026 Time: 2:00 P.M. Venue: Radisson Hotel, Carlisle Bay, Aquatic Gap, St. Michael All members are encouraged to attend and participate as we review the performance of the Credit Union, present the 2025 audited financial statements, and discuss matters important to the continued growth and success of our organisation. Your voice matters. We look forward to your participation. The Light & Power Employees Co-operative Credit...

Understanding Your Credit Score: What It Means and Why It Matters Your credit score plays a major role in determining the financial opportunities available to you, especially when applying for loans. At The Light & Power Employees Co-operative Credit Union Ltd. (LPECCUL), we use your credit score to understand your lending history, assess risk, and guide you toward the best financial solutions. But what do these numbers really mean? Below, we simplify the five credit score ranges used by the Caribbean Credit Bureau and explain how each one affects your borrowing experience. What Is a Credit Score? A credit score...

The Light & Power Employees Co-operative Credit Union Ltd. (LPECCUL) is calling on members, partners, and the wider Barbadian community to support relief efforts for our neighbours in Jamaica who were severely impacted by Hurricane Melissa. In the spirit of regional unity, LPECCUL has launched a donation drive to collect monetary contributions and essential non-perishable items, including canned foods, baby supplies, dry goods, cereals, and personal care items.  Donations may be made at the Light & Power Credit Union office, Bush Hill, The Garrison, Monday to Friday from 8:00 a.m. to 4:00 p.m., or via SurePay using Account No. 6007. ...

Safeguard 2025 – Hurricane & Financial Resilience Workshop The Light & Power Employees Co-operative Credit Union Ltd. (LPECCUL) will host Safeguard 2025: Hurricane & Financial Resilience Workshop on Friday, September 12, 2025, from 5:30 PM to 6:45 PM at the Co-operators General Insurance Headquarters, Upper Collymore Rock, St. Michael. This important session is designed to help members and the wider community strengthen their readiness for the hurricane season while building financial resilience for the future.   The workshop will feature insights and interactive sessions with our partners: the Department of Emergency Management (DEM), Lifetime Credit Union, and Co-operators General Insurance....

Please be advised that, effective 1st September 2025, a 3% service fee will apply to all transactions conducted through our Coin Service. This adjustment ensures that we can continue to provide this convenient service in a sustainable way, while maintaining the high level of service you expect from us. Coin Service Hours (Coin Days):Tuesdays & Wednesdays only8:00 a.m. – 12:00 p.m. We thank you for your understanding and continued support as we work to improve our services for the benefit of all members. For further information, please contact us at:1-246-431-1400WhatsApp: 1-246-262-7993

EFFECTIVE 1ST NOVEMBER 2025 Dear Member, The Light & Power Employees Co-operative Credit Union Ltd. (LPECCUL) will be implementing a refreshed approach to how loan interest rates are determined, effective November 1, 2025. As part of our continued commitment to providing member-focused service, loan interest rates will now reflect each member’s individual financial profile. This means that members who demonstrate strong credit habits such as consistent loan repayments, healthy savings, and manageable debt levels may benefit from more favorable loan rates. If you are planning to apply for a loan or would like to understand how this change may apply...

Notice: Publication of LPECCUL’s 2024 Annual Report The Light & Power Employees Co-operative Credit Union Ltd. (LPECCUL) is pleased to announce the release of our 2024 Annual Report. Members can now access the full report on our website. Why Annual Reports Matter: Annual reports provide a transparent overview of the Credit Union’s performance and operations over the past year. They include key financial statements, updates on strategic initiatives, reports from the Board of Directors and Committees, and insights into how we continue to serve you—our valued members.The report reflects our commitment to accountability, sustainability, and member empowerment, while giving you...