Dear Member,

The Light & Power Employees Co-operative Credit Union Ltd. (LPECCUL) will be implementing a refreshed approach to how loan interest rates are determined, effective November 1, 2025. As part of our continued commitment to providing member-focused service, loan interest rates will now reflect each member’s individual financial profile.

This means that members who demonstrate strong credit habits such as consistent loan repayments, healthy savings, and manageable debt levels may benefit from more favorable loan rates.

If you are planning to apply for a loan or would like to understand how this change may apply to you, our Loans Department is ready to assist. Our team will gladly answer your questions and guide you through the process.

Thank you for your continued trust in LPECCUL. We remain dedicated to supporting your growth and helping you achieve your financial goals.

LPECCUL Team